Question
I need but some sure heath for me, nobody knows anything good that was there.not some fly by nite... human waste, blue cross and shield r, but what eles is out there / and also as soon as u to register 4 how much does one do u have to wait to have surgary, there's a period.if of waiting is not a precondition of egsiting, does anyone know??
Response
Much depends on your current health status. If you have serious health problems, it is not likely to qualify for property policy individually. But assuming that good health, you probably can not go wrong with a policy of "the Blues" (Cross/Blue Shield Blue). There are other companies in quality depending on the State are in. (one stay away from is Mega - bonuses casualties, uneven coverage). If you are not covered by a plan, you will have a waiting period for the payment of claims involving pre-existing conditions (things for which it has been medically treated or that he had taken drugs). Some plans require six months, others a year. Your best bet is to find a health insurance agent accredited, one who specializes in health insurance for individuals and groups. A professional designation that may reflect the dedication to the business is registered health insurer (RHU). There are others also. But just because an agent has lots of letters after his name doesn't necessarily mean they are honest and look out of their best interests. Ask and get a referral from a trusted friend or small business person. You can try the Internet if you wish, but it is best served by an agent who can help you find the plan that is best for you at the lowest possible premium. Be willing to pay high premiums unless you take high deductible (pay most of the expenses for the care of yourself) and open a health (HSA) savings account. Your agent can advise you on how to configure and why can save money in the long term.
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